Underwriter (Finance)
Wintrust is a financial holding company with approximately $62 billion in assets whose common stock is traded on the NASDAQ Global Select Market. Guided by its “Different Approach, Better Results” philosophy, Wintrust offers the sophisticated resources of a large bank while providing a community banking experience to each customer. Wintrust operates more than 200 retail banking locations through 16 community bank subsidiaries in the greater Chicago, southern Wisconsin, west Michigan, northwest Indiana, and southwest Florida market areas. In addition, Wintrust operates various non-bank business units, providing residential mortgage origination, wealth management, commercial and life insurance premium financing, short-term accounts receivable financing/outsourced administrative services to the temporary staffing services industry, and qualified intermediary services for tax-deferred exchanges. Our unique business model is a competitive strength and value driver, powered by our talented colleagues who put our customers first and achieve better results for our clients.
Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries with over 170 banking locations in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including commercial and life insurance premium financing, short-term accounts receivable financing, out-sourced administrative services, mortgage origination and purchase, wealth management services and qualified intermediary services for tax-deferred exchanges.
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years).
Competitive pay and discretionary or incentive bonus eligible.
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few.
Family-friendly work hours.
With 175+ community bank locations, we offer opportunities to grow and develop in your career.
Promote from within culture.
Why join this team?
We are a high performing, collaborative, and diverse team focused on transforming the business through engaging work on enterprise-wide product innovation
We are a vibrant, team-oriented atmosphere that provides opportunities for individual growth;
Our team is in a unique position that allows us to collaborate with multiple other departments, have exposure to executive management, and develop new reporting;
We are seeking a critical thinker that's willing to learn and not afraid of taking on new initiatives.
Position Overview:
This consumer underwriting position will be focused on underwriting credit and reviewing compliance on a variety of consumer loans. There will also be a considerable amount of customer service and support for an existing portfolio Some analytical ability is required in order to gather and summarize data for reports, find solutions to various customer issues, and prioritize work. Position requires continual attention to detail in composing, typing and proofing materials, establishing priorities, and meeting deadlines. Must be able to multi-task and meet deadlines. This position is located in Elgin and is currently hybrid; working from home 2 days a week.
What you'll do:
Underwrite consumer loan applications following regulatory requirements and Bank's Policies, Procedures and Matrix upholding the Wintrust standard for internal and external customer service
Coordinate loan closings and fundings
High level of written and verbal communication with internal and external clients regarding missing documentation
Handle customer transaction requests/balance inquiries, troubleshoot and investigate customer matters
Various other tasks as assigned
Qualifications:
Bachelor's degree or equivalent
At least 3 years of experience working in lending environment or 2+ years working in a banking environment
Must have knowledge of a variety of computer software applications in word processing, spreadsheets, email and database software
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The estimated hourly rate for this role is $23.30-$30.00, along with eligibility to earn an annual bonus. Actual pay rate may vary based on several factors, such as a candidate's qualifications, skills, and experience.
#LI-HYBRID
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
